{"product_id":"debt-free-christmas-planner","title":"Debt Free Christmas Planner","description":"\u003cp\u003e\u003cstrong\u003eTHE WORKBOOK TO HELP YOU FREE YOURSELF FROM THE FINANCIAL STRESS OF THE HOLIDAYS.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eA goal without a plan is planning to fail. A plan without action is a dream. Let's not let this be your reality.\u003c\/p\u003e\u003cp\u003eThis easy-to-follow workbook walks you through the plan to make your debt-free Christmas goal a reality. If you follow the steps and make a commitment to the process, you can wake to financial peace of mind on Christmas morning.\u003c\/p\u003e\u003cp\u003eYears ago, I made the hard decision to have my first debt-free Christmas. Let me tell you, achieving this goal wasn't easy. But neither was pulling myself out of debt only to start the cycle again the following Christmas. Funding Christmas with credit cards and then having to pay the interest on top of it all gave me a financial holiday hangover.\u003c\/p\u003e\u003cp\u003eMaking the decision, although it caused me to tighten my belt even further, ended up as a great blessing. Imagine waking up on Christmas morning without the dread of the bills you have racked up — on top of your existing debt!\u003c\/p\u003e\u003cp\u003eIf you are wondering how to have a Debt-Free Christmas, I would love to show you how!\u003c\/p\u003e\u003cp\u003eAchieving your debt-free Christmas goal isn't a decision that happens with the snap of your fingers. In fact, this goal takes lots of planning — planning that you should start \u003cstrong\u003eRIGHT NOW!\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eIt's really NOT too early nor is it too late.\u003c\/p\u003e\u003cp\u003eIf you are ready to truly have a debt-free Christmas, now is the perfect time to start! Follow the workbook and map out your plan so you will reap the benefits of not having to worry about how you're going to cover those Christmas credit card balances starting in January. The feeling of financial peace of mind on Christmas morning is indescribable — knowing that every gift was paid for by cash, not credit!\u003c\/p\u003e","brand":"It's a Southern Life Ya'll","offers":[{"title":"Default","offer_id":53742562279788,"sku":null,"price":12.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0927\/6427\/5052\/files\/DebtFreeChristmasQuestion.png?v=1778513140","url":"https:\/\/r9wks0-sh.myshopify.com\/products\/debt-free-christmas-planner","provider":"It's a Southern Life Ya'll","version":"1.0","type":"link"}